DSCR vs. LTV vs. Debt Yield: How Lenders Size Your CRE Loan
DSCR, LTV, or debt yield: which test caps your CRE loan? One $14.25M industrial deal sized three ways, with rate and NOI sensitivity tables.
Industrial, Market Insights
DSCR
Market Insights, Multifamily
Rate Lock Strategy for CRE Loans After the Fed’s September Hike
The Fed hiked and the 10-year hit 5%. How to choose between an index lock, early rate lock, or floating on a CRE loan, with proceeds and breakage math.
Market Insights, Multifamily
Refinance or Sell? Running the Numbers With the 10-Year at 5%
The Fed hiked and the 10-year hit 5%. A worked example on a $13M apartment deal shows when a cash-out refinance beats a sale, and when it doesn’t.