Rate Lock Strategy for CRE Loans After the Fed’s September Hike
The Fed hiked and the 10-year hit 5%. How to choose between an index lock, early rate lock, or floating on a CRE loan, with proceeds and breakage math.
Market Insights, Multifamily
Multifamily
Market Insights, Multifamily
Refinance or Sell? Running the Numbers With the 10-Year at 5%
The Fed hiked and the 10-year hit 5%. A worked example on a $13M apartment deal shows when a cash-out refinance beats a sale, and when it doesn’t.
Multifamily
Why Buying Beats Building: The Replacement Cost Argument for Multifamily
New construction $245K+/door. Acquire at $140K-$180K. 25-45% below replacement cost. Starts down 30%. Smart money buys.
The Refinance Wave Is Here: $500B+ in Multifamily Loans Mature by 2027
$500B+ in multifamily loans mature by 2027. Rate shock hits borrowers facing 200-300bps higher refinance rates. Bridge financing provides the solution for $5M-$30M deals.
Why More Sponsors Are Choosing Bridge Over Agency Debt in 2026 — And When It Makes Sense
Agency debt is slower and tighter than ever. Bridge lenders close in 10-20 days with higher leverage. Here’s when bridge beats agency for – multifamily deals.
Leasing Velocity Is Accelerating — And Supply Isn’t Keeping Up
Construction starts cratered. Completions peak in 2026. Homeownership costs 64% more than renting. The apartment supply cliff is coming — and smart sponsors are moving now.
Why Buying Beats Building: The Replacement Cost Argument for Multifamily Acquisitions in 2026
New construction costs + per door. You can acquire at -180K. The 25-45% replacement cost discount makes acquisition the smarter play in 2026.
Multi-Family Residential
Multi-Family Residential (MFR) Real Estate refers to properties designed to house multiple separate families or households within a single building