Too Big for Local Banks, Too Small for Wall Street: The $5M-$30M Lending Gap
Banks cap at $5M. CMBS starts at $25M. The $5M-$30M borrower falls through the cracks. Here is how debt funds and specialty lenders fill the middle-market gap.
Banks cap at $5M. CMBS starts at $25M. The $5M-$30M borrower falls through the cracks. Here is how debt funds and specialty lenders fill the middle-market gap.
Agency debt is slower and tighter than ever. Bridge lenders close in 10-20 days with higher leverage. Here’s when bridge beats agency for – multifamily deals.
Retail net absorption is positive, new supply is near zero, and e-commerce-resistant tenants dominate strip centers. Neighborhood retail is CRE’s best-kept secret in 2026.
Industrial vacancy is below 4%%. E-commerce drives demand for 1.25B+ SF per point of growth. New supply is slowing. Small-bay industrial in the – range is wide open.
Self-storage oversupply is a top-50 MSA problem. In secondary markets, occupancy is stable, climate-controlled premiums hit 25-40%, and the – segment is wide open.
Construction starts cratered. Completions peak in 2026. Homeownership costs 64% more than renting. The apartment supply cliff is coming — and smart sponsors are moving now.
Q1 2026 market intel across multifamily, industrial, retail, and self-storage. Where vacancy, absorption, and cap rates stand — and what it means for – borrowers.
New construction costs + per door. You can acquire at -180K. The 25-45% replacement cost discount makes acquisition the smarter play in 2026.
First-time builders face a catch-22: no loan without experience, no experience without a loan. Here is how one borrower broke through with a $1.2M ground-up project in Hawaii.
DSCR (Debt Service Coverage Ratio) refers to a financial metric used to evaluate a borrower’s ability to repay debt. It